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Article: How to secure an emerald or jewel with Colombian emeralds


How to secure an emerald or jewel with Colombian emeralds

Colombia is known for being home to some of the world's most dazzling emeralds. However, possessing these precious stones or jewelry with emeralds carries a unique responsibility: to ensure them properly. In this article, we will explore the essential steps to protect your treasures effectively in the Colombian context.

Why is it important to secure your emeralds and jewelry with emeralds in Colombia?

Colombian emeralds are highly valued on the world market, making them a tempting target for thieves and scammers. In addition, Colombia's unique climatic and geological conditions can affect the integrity of precious stones if they are not handled correctly. Therefore, securing your emeralds and jewelry is essential to protect your investment and preserve its value over time.

In what places do emeralds or jewelry secure with emeralds?

Here's a list of places where you could secure your emeralds or jewelry:

  1. Insurance Companies Specialized in Jewelry: Look for insurance companies that offer specific policies for high value jewelry. These companies often have experience in coverage of precious stones, including emeralds, and can provide policies tailored to your needs.
  2. Banks and Financial Institutions: Some banks and financial institutions offer secure storage services for jewelry and other valuables, as well as insurance options for these items. Ask your local bank if they offer this type of service.
  3. Jewelry and Authing Houses: Some jewelry stores and auction houses can offer insurance options for the jewelry you buy in your establishments. Be sure to ask about these options when purchasing new pieces.
  4. General Insurance Agencies: In addition to companies specializing in jewelry, many general insurance agencies also offer coverage for valuables, such as jewelry and precious stones. Find the options available in your area and compare rates and coverage.
  5. Professional Associations and Guilds: Some professional associations and guilds related to the jewelry industry can offer insurance programs for their members. If you're a jeweler or working in the gemstones industry, find out if your professional association offers insurance options for your assets.
  6. Independent Insurance Corridors: Independent insurance brokers can help you search and compare different jewel insurance options on the market. These professionals can work with you to find the best coverage at the best price.
  7. Expanded Home Insurance: Some home insurance policies offer jewelry coverage and other valuables as an optional extension. Check the terms of your current home insurance policy to see if you can add your jewelry to existing coverage.

Steps to secure your emeralds and jewelry in Colombia:

  1. Evaluate the value of your emeralds and jewelry: Before looking for insurance, it is crucial to determine the exact value of your emeralds or jewelry with emeralds. This may involve obtaining professional valuation to ensure adequate coverage.
  2. Look for specialized insurance: Not all insurance covers high value jewelry, so it is essential to look for a policy that offers specific coverage for emeralds and precious jewelry. Check with several insurance companies to compare coverage and fees.
  3. Document your emeralds and jewelry: Keep detailed records of your emeralds and jewelry, including high-resolution photographs, certificates of authenticity and any other relevant documentation. This information will be invaluable in case of loss, theft or damage.
  4. Take additional security measures: In addition to the insurance, consider additional security measures, such as safes with high-security locks, alarm systems and surveillance cameras. These precautions can deter thieves and provide an additional layer of protection.
  5. Check your policy regularly: As the value of your emeralds and jewelry changes over time, it's important to review and update your insurance policy regularly to make sure it's properly adjusted to your current needs.

Paula A. Bonilla 

Social communicator and journalist from Sergio Arboleda University in Colombia. She is also a jeweler and is passionate about constantly learning about precious gems and national high jewelry.

Currently, she is working for one of Bogotá's most important jewelry stores, Emerald by Love. This jewelry store has over 40 years of experience and has 2 physical branches in the capital city of Colombia, located in the city center.

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